Easy Cash Loans Review: Fast Approval and Quick Funds from Fair Go Finance

Fair Go Finance’s Easy Cash Loans stand out with its speedy approvals and nearly instant funding. Australian customers can apply for loan amounts between $500 and $10,000, with terms from 3 to 24 months. Interest rates vary according to the loan size, ranging from 21.90% p.a. for larger loans up to 47% p.a. for smaller ones. There’s an impressive focus on personalisation – both in credit assessment and pricing, helping keep repayments relevant to each borrower’s profile.

Application Process: Step by Step

Applying for an Easy Cash Loan only takes a few minutes. Start with their secure online form, which you can fill out at any time. After submitting your details, you may receive instant feedback, or be contacted by a consultant for further info.

If approved, you can review the offer and sign the agreement electronically using an SMS code. Once you accept, funds are transferred in as little as 15 minutes, making it one of the fastest options available.

Key Pros

The speed of approval and fund transfer is a major advantage. You can get money in your account the same day you apply, which is crucial for emergencies.

Another benefit is the tailored loan approach. Applicants have various term options and no penalty for early repayment, so you only pay interest for the time you borrow.

Key Cons

The main drawback is the relatively high comparison rates, especially for lower amounts. This is common with short-term cash loans in Australia.

Some applicants may not qualify if their financial situation doesn’t meet Fair Go Finance’s requirements, and approval is never guaranteed.

Our Verdict

Fair Go Finance’s Easy Cash Loans deliver on speed, flexibility, and ease of application. They’re best for Australians needing funds quickly for short-term cash flow needs. While rates can be high, the transparency and focus on personal service make it a competitive option for fast finance.